Aircraft Liability and Physical Damage

At this time, Aircraft Coverage is available in all states except Alaska, Vermont and the District of Columbia.

Aircraft Insured:

  • Single Engine Aircraft
    • Standard
    • Experimental
    • Light Sport
  • Multi-Engine Aircraft
    • Piston & Turbine
  • Rotorcraft
    • Helicopters - Piston & Turbine
    • Gyrocopters

Aircraft Operations Insured:

  • Pleasure & Business
  • Part 135 Charter/Air Taxi
  • Flight Schools
  • Sales Demonstration
  • Flight Instruction
    • Single Engine
    • Multi-Engine
    • Rotorcraft
  • Special Uses, including
    • Photography
    • Pipeline Patrol
    • Aerial Advertising
  • Aircraft Rental
  • Non-owned Exposures


  • Aircraft Liability arising out of the ownership, maintenance and use of aircraft is available for limits of liability up to $5,000,000 each occurrence with passenger sub-limits up to $250,000, dependent upon your client's needs; or alternately, for the well-qualified risk, up to $5,000,000 single limit each occurrence including Passenger Bodily Injury without sub-limits, subject to the receipt and evaluation of certain informational requirements.
  • Aircraft Physical Damage Up to $3,000,000 each aircraft for both fixed-wing aircraft and rotorcraft.

Other Available Aircraft Liability Coverages include:

  • Medical Expense
  • Cargo Legal Liability
  • Renter Liability
  • Non-owned Aircraft Liability

This is not a comprehensive list; ask your insurance representative for more details concerning your specific insurance needs.

Find a representative:  To find an insurance agent in your area, please click here.